CarefullyĬonsider your investment objectives, risk factors, and perform Individual circumstances and portfolio composition. Illustrative estimate and varies with each unique client’s The value of professional investment advice is only an PleaseĬarefully review the methodologies employed in the Vanguard Your Value, Quantifying Vanguard Advisor’s Alpha”. Performance based on the Vanguard Whitepaper “Putting a Value on The hypothetical study discussed above assumes a 5% net return andĪ 3% net annual value add for professional financial advice to In other words, an advisor-managed portfolio would average 8% annualized growth over a 25-year period, compared to 5% from a self-managed portfolio.
1Ĭonsider this example: A recent Vanguard study found that, on average, a hypothetical $500K investment would grow to over $3.4 million under the care of an advisor over 25 years, whereas the expected value from self-management would be $1.69 million, or 50% less. Research suggests people who work with a financial advisor feel more at ease about their finances and could end up with about 15% more money to spend in retirement. This could mean your current financial plan might leave you without enough money to last your retirement.Īdditionally, emotionally-charged decisions to sell off large quantities of stocks or other investments now lock in your losses, removing any chance for future growth. Here’s why: Economic growth won't approach "normal" until as late as 2025, according to Bank of America’s Chief Investment Office. We feel that it’s more important now than ever to review your retirement plan with a fiduciary financial advisor.
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